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Privacy Policy

LoansSOS is not a lender and is not engaged in making loans or extending credit to consumers.

LoansSOS provides services, including connecting prospective borrowers with prospective lenders.

LoansSOS.com respects your concerns about privacy. In order to provide you with these services we require the ability to share your information with third parties. It is important to us that you understand what information we collect about you, how we may use the information, with whom we may share it, and how you can contact us about preventing this sharing or about our privacy policies in general.

This Online Privacy Policy (the “Privacy Policy”) provides this information and applies to the www.loanssos.com interface owned and operated by NFP Media LLC (“LoansSOS”), and all LoansSOS’ parents’, affiliates’ and subsidiaries’ online interfaces that link to this Privacy Policy (each a “Site” and collectively the “Sites”).  For additional information, please review LoansSOS’ Terms and Conditions of Use, which may be accessed here

AGREEMENT TO THIS PRIVACY POLICY

By using this Site, you consent to this Privacy Policy, including LoansSOS’ use and disclosure of information about you pursuant to the terms herein.  If you do not agree with any of the terms of this Privacy Policy or the Terms and Conditions of Use, do not use this Site or submit any information

INFORMATION LOANSSOS COLLECTS

LoansSOS will collect information from you if you decide to use the Site.  This information might include non-public, personally identifiable information, including but not limited to:

  1. Identifying Information. LoansSOS collects information that could identify you, including your name, address, telephone number, mobile number, email address, and Social Security Number.
  2. Financial Information. LoansSOS may collect financial information including your credit history, credit scores, transaction history, and credit products, rates, and payments in the course of processing any application for our financial partner’s products or services.
  3. Other Information. LoansSOS also collects other information such as demographic data, data about your online activity, and other information used to identify you.

HOW LOANSSOS COLLECTS INFORMATION

  1. Information provided by you. LoansSOS collects information from you when you enter it or otherwise provide it in connection with any inquiry into LoansSOS’s services.  This information may be provided via an online form, over the phone, or via other means in which you interact with LoansSOS.
  2. Information from Third Parties. Information may be collected from credit bureaus, lead generators and other partners who may have data on your financial profile, home, or other demographic information.  This includes information you may provide to third parties to whom LoansSOS connects you.
  3. Information from cookies and other tracking technologies. LoansSOS uses cookies, web beacons, and similar technologies to record your preferences, track the use of our Site and collect information, including internet protocol (IP) addresses, browser type, internet service provider (ISP), referring/exit pages, operating system, date/time stamp, and or clickstream data.  You may elect to set your browser to refuse cookies, or alert you when cookies are being sent.  If you do so, please note that some party of our Sites may not function properly.  Please not, the Sites may not response to Do Not Track requests from some or all browsers.

HOW WE USE INFORMATION

You expressly grant LoansSOS the right to use your information for any legally permissible purpose.

Such purposes might include, but are not limited, to delivering the products or services you request, improving the Sites, our customer service and your user experience, managing our business, and/or communicating with you about products or services you might be interested in, including sending you promotional materials, and sharing your information with third parties so that these third parties can send you promotional materials.  You agree that LoansSOS and any third party it provides information to for a legally permissible purpose may contact you via email, direct mail, telephone, or any other legally permissible form of communication.

NOTE – If you have opted into the National Do Not Call List administered by the Federal Trade Commission, any state Do Not Call List or the Do Not Call List of any specific institution, you are still consenting to being contracted by LoansSOS or by any third party to whom we provide your information through any means.

By submitting information, you agree to be contacted by LoansSOS or by our service providers through any means.

SHARING INFORMATION

LOANSSOS RESERVES THE RIGHT TO SELL, RENT OR TRANSFER YOUR PERSONAL

INFORMATION TO THIRD PARTIES FOR ANY PURPOSE IN ITS SOLE DISCRETION.  Unless you

“Opt-Out” of certain sharing, as directed below, LoansSOS may sell, license, or transfer your information to third parties for any purpose, including soliciting business.

Partners.  When you submit an inquiry or use another service provided through the Site, you are directing and authorizing LoansSOS to share information about you or provided by you with lenders and other third parties in order to deliver products and services to you.  The lenders and third parties that interact with you may retain or use your information, whether you utilize their services or not, and information shared will be subject to the terms of each recipient that properly receives information in accordance with the terms of this Privacy Policy.  You acknowledge that if you select a partner through LoansSOS, LoansSOS may receive information about you from that partner, including, but not limited to, the amount or disposition of your loan.

Joint Marketing Efforts.  LoansSOS may share your information with financial or other companies with whom LoansSOS is engaged in joint marketing efforts, or who offer financial or other products or services that you may be interested in.  Each company’s privacy and information sharing practices will be set forth in their respective privacy policies.

General Service Providers:  LoansSOS may share you information with third parties that perform certain services, including clerical services, on behalf of LoansSOS, including, but not limited to, credit bureaus, marketing partners, or entities providing business analysis and/or Site or product support.

Legal Compliance.  LoansSOS may disclose information received or about you if required by law or legal process, to government officials to comply with legal requests, in order to defend LoansSOS’ legal rights, if disclosure is necessary to prevent physical harm or financial loss, or in connection with suspected or actual fraud or illegal activity.

Successors in Interest.  LoansSOS reservice the right to transfer any information it has about you to any successor interest or in connection with a substantial corporate event.

Please be aware that this Privacy Policy applies only to information you share with LoansSOS via the Sites.  We are not responsible for the privacy policies of any parties we share your information with or with whom you are connected through the Sites of use of any of LoansSOS’ services.

ACCESSING YOUR INFORMATION

The appropriate method(s) for accessing your information, if any, will depend on which Site or services you have used. Depending on the respective Site or service, you may have the ability to view or edit some of your information online using the respective Site or service’s interface. If you have submitted a loan request through us, you can update your information by contacting us via one of the methods in the contacts section below.

How We Protect Your Information

We maintain physical, electronic, and procedural measures designed to safeguard your information from unauthorized access and disclosure.  No system can be completely secure.  Therefore, although we take steps to secure your information, we cannot guarantee that your information or other communication will always remain secure.

CHILDREN

LoansSOS is committed to protecting the privacy of children.  Neither our services nor any of our communications are intended for or directed to minors.  If you believe we have been provided with any minor’s personal information, please contact us immediately.

NOTICE TO RESIDENTS OF VERMONT

In accordance with Vermont regulations, we treat accounts associated with Vermont billing addresses as if you requested that we not share your information with nonaffiliated third parties and that we limit the information we share with our affiliates.  If we disclose your information to nonaffiliated third parties with whom we have joint marketing agreements, we will only disclose your name, address, other contact information, and information about our transaction and experiences with you.

NOTICE TO NEVADA RESIDENTS

We are providing you this notice pursuant to state law.  You may be placed on our internal Do Not Call List by requesting that we cease calling you by contacting us directly and making such request in writing to 1887 Whitney Mesa Dr #8781, Henderson, NV, 89014. Nevada law requires that we also provide you with the following contact information:  Bureau of Consumer Protection, Office of Nevada Attorney General, 555 E. Washington St., Suite 3900, Las Vegas, NV 89101; Phone number 702-486-3132; email BCPINFO@ag.state.nv.us.

NOTICE TO CALIFORNIA RESIDENTS

California law permits customers in California to request certain details about how their information is share with third parties and, in some cases, affiliates, for those third parties and affiliates’ own direct marketing purposes.  Under the law, a business must either provide this information or permit California customers to opt in to, or out of, this type of sharing.

LoansSOS may from time to time elect to share certain information about you collected by us with third parties or affiliates for those third parties’ or affiliates’ own direct marketing purposes.  If you are a California resident, you may opt out of such future sharing of your personal information (as defined by the California Shine the Light Act) and/or request information about our compliance with this law by contacting us at the email or mailing address provided in the contacts section below.  Any such request must include “California Privacy Rights Request” in the first line of the request and must include your name, street address, city, state, and ZIP code.  Please note, we are only required to respond to one request per customer each year, and we are not required to respond to requests made by means other than through this email address or mail address.

NOTICE TO USERS OUTSIDE OF THE UNITED STATES

Your use of the Sites and our services is governed by the laws of the United States, and not the laws of any other nations, and are intended for users and consumers connected to the internet from a physical location within the United States only.  We make no representation that our policies comply with the laws of nations or territories outside of the United States.

OPT-OUT OPTION

Federal Law provides that you have a right to prevent LoansSOS from sharing your information with our affiliates, partners, with third party companies, or marketing service providers. If you do not want LoansSOS to share your information with third party companies or marketing service providers, please contact us via email or regular mail at the address in the contacts section below.  Please put “Opt-Out Request” in the first line of your request and indicate you wish to opt-out of having your personal information shared, sold or disclosed to a third party that is not our affiliate/service provider.  Once we have received your opt-out request, LoansSOS will cease sharing information with third parties within a reasonable processing time. We want you to be fully informed as to LoansSOS’ commitment to maintaining the privacy and confidentiality of information that we have received from you or about you as expressed in this Information Privacy Policy.

REMOVAL OF PERSONAL INFORMATION

You may request that we remove the entirety of the personal information submitted by you through LoansSOS.com from our database by providing detailed instructions and mailing to the address in the contact section below.  In such cases, LoansSOS will delete all digitally stored information you have submitted.  Please note, LoansSOS cannot remove information from the databases or files of any third parties to which your information has been properly shared.

If you do not wish to participate in our remarketing, you may opt-out by sending a email to info@loanssos.com

CHANGES TO THE POLICY

We reserve the right to modify this Privacy Policy at any time. The provisions contained in this Privacy Policy supersede all previous notices or policies regarding our privacy practices with respect to this Sites. Any and all changes will be made here, to this Privacy Policy.

HOW TO CONTACT LOANSSOS

If you have any questions about this Privacy Policy, please contact LoansSOS as follows:

By Email: info@loanssos.com