Loanssos.com is a financial marketing network. Loanssos.com services good and bad credit. Loanssos.com is not responsible for third party products, services, sites, recommendations, endorsements, reviews, etc. All products, logos, and company names are trademarks™ or registered® trademarks of their respective holders. Their use does not signify or suggest the endorsement, affiliation, or sponsorship, of or by Loanssos.com or them of us. Loanssos.com is an independent, lead referral network. Loanssos.com strives to provide a large array of offers to our users, but our offers do not represent all financial service companies or products. All offers are from institutions in the United States of America. To check the rates and terms that you may qualify for no credit checks will be done by Loanssos.com. However, if you choose a product and continue your application at a lending partners’ website, they may request your full credit report from one or more consumer credit reporting agencies, which is considered a hard credit pull and may affect your credit.
Information we gather from the user:
- Personal Information & Financial Information
When the user uses the Services, the user may provide and Loanssos.com may collect information about the user that can be used to identify them, including name, e-mail address, mailing address, mobile phone number, age, gender, date of birth (“Personal Information”). For example, the user may provide Loanssos.com with Personal Information when they fill out forms or fields on the Loanssos.com website, when the user contacts Loanssos.com or request information about Loanssos.com, this Site and Services (whether by email or other means).
When applicants use the Services, they may provide and Loanssos.com may collect certain additional sensitive information including social insurance number, In addition:
When you use Services (such as the Loan search engine service on behalf of our partner), you authorize Loanssos.com to send your information to certain third party lending partners on your behalf and you authorize these lending partners to obtain consumer reports and related information about you from one or more consumer reporting agencies.
We may also obtain information about applicants from third party sources, such as our lending partners and lead referral networks. We may also, receive information from third party services that provide a mechanism to share information you have provided to the third party through the use of an application program interface (API),
How we use the information we collect: Your information is an integral part of our operations, and we use it in a variety of ways in providing the Services and operating our business. For example:
- We use the information that you provide to operate, maintain, enhance and provide all of the features of the Services and to enable third parties to provide additional services to you
- We use the information that you provide to understand and analyze the usages trends and preferences of our users, to improve the Services, to create new features and functionality, and to improve fraud detection and information security.
- We may use your e-mail address or other Personal Information:
- to contact you for administrative purposes such as customer service,
- to send you promotional materials, offers, and/or messages related to the Services and the activities of third parties we work with. All emails come from Loanssos.com domains and servers, you can opt-out of receiving promotional communications, through links provided in the messages, or by updating your account preferences through the Services.
When we disclose information: We disclose your information in connection with providing the Services and the operation of our business. For example:
- We may share your Personal Information with third party partners in connection with your use of specific aspects of the Financial Services.
- When you request to match with a lender for a Loan Offer, Loanssos.com will provide your information to third party partners. In submitting an inquiry for a loan product or other service offered through the Loanssos.com website, when you click on any button indicating an acceptance or agreement to terms, a continuance of processing or submission, you signify your agreement to proceed you are consenting, acknowledging and agreeing to the disclosure of your personal information , as described herein, with lenders in our network (“Lenders”) with whom you are or may be matched. BE AWARE that the Lenders with whom you are matched may retain or use your Information whether or not you use their services and you should contact these Lenders directly concerning their privacy and information sharing practices which are different from Loanssos.com
If you submit a request through our Services, a third party partner may directly contact you with quotes or information via telephone, fax, and/or email.
- Applicants may, decline to share certain information with Loanssos.com, in which case we may not be able to provide to you some of the features and functionality of the Services.
- If you do not wish to receive email offers or newsletters from Loanssos.com, you can opt-out of receiving email information from us, by using the unsubscribe process at the bottom of the email. Although your changes are reflected promptly in active user databases, we may retain all information you submit for a variety of purposes, including backups and archiving, prevention of fraud and abuse, and analytics.
- You have the option to refuse any free consultations or offers for services provided after you submit a request to a third party through the Services.