“LoansSOS”/”We”/”Us” shall refer, collectively, to NFP Media LLC, LoansSOS.com, its affiliates, subsidiaries, officers, employees, and other related parties.
The Services. LoansSOS provides online Services, including a service that connects potential borrowers (“Borrowers”) with potential lenders (“Lenders”). Any resulting loans are directly between Borrowers and Lenders. LoansSOS is not a party to any loan or other financial transaction, nor does LoansSOS serve as an agent for either Borrower or Lender. LoansSOS reserves the right to refuse to provide the Services to any User in its sole discretion for any reason.
General. Any User wishing to be considered for matching with a Lender must specifically request consideration by completing a loan request (a “Request”) on the LoansSOS website. Additional information and instructions regarding Requests can be found on Loan Request page.
By completing a Request, you expressly agree to allow LoansSOS to access and utilize, in any legal way, any and all User Information You provide, including providing such information to Lenders or other LoansSOS service providers. In an effort to protect Borrowers and Lenders LoansSOS may screen certain applications for authenticity. Such screenings may include requesting additional information or income verification from
Requester Representations and Warranties. By completing a Request, You represent and warrant that:
- You are 18 years of age or older, and have the capacity to legally form a binding contract;
- You are the individual providing the User Information and all User Information provided or made available by You is at all times complete and accurate;
- You are not making a Request on behalf of any other individual; and
- You agree to indemnify, defend and hold harmless LoansSOS from and against any claim resulting from Your failure to provide accurate User Information or for Your act of completing a request on behalf of any individual other than Yourself.
No Guarantee. You acknowledge that completing a Request or providing LoansSOS with any User Information does not guarantee that Your User Information will be shared with any potential Lender, that You will qualify for a potential loan, that You will be contacted by any potential Lender, or that Your Request will result in the funding of any loan.
ADDITIONAL TERMS AND CONDITIONS
Site Content. The information on the Site (the “Site Content”), including without limitation, all Site design, text, graphics, interfaces and their selected arrangements is protected by law, including copyright law. Site Content is updated on a real-time basis and is proprietary to LoansSOS or is licensed to LoansSOS by Users or third parties.
Prohibited Use. When using LoansSOS, the Site or the Services, You agree that you will not do any of the following:
- contact or invite contact with any other LoansSOS User for any reason;
- use the Site or Services for any unlawful purpose or in an unlawful manner;
- impersonate another individual or provide User Information that is not Your own;
- use LoansSOS’s trademarks without written permission;
- copy, reproduce, modify, create derivative works from, distribute or publicly display any Site;
- Content from the LoansSOS Site without prior express written permission from LoansSOS;
- interfere or attempt to interfere with the proper working of the Site or Services;
- bypass any measure LoansSOS may use to prevent or restrict access to the Site, Site Content, User Information, or the Services;
- use any robot, spider, scraper or other automated or manual means to access the LoansSOS Site or Site Content for any purpose, or submit a Request, without LoansSOS’s express written permission;
- attempt to interfere in anyway with LoansSOS’s network or network security;
- copy, reproduce, reverse engineer, modify, disassembler or otherwise attempt to derive source code from LoansSOS’s site or software; or
- do anything that LoansSOS determines constitutes a violation or misuse of LoansSOS or any of its Services.
Disclaimer of Warranties; Limitation of Liability. You understand that LoansSOS functions only to facilitate potential transactions between Borrowers and Lenders. LoansSOS does not make any claims as to the quality or reliability of any party. IN NO CASE DOES LOANSSOS GUARANTEE ANY LOAN TRANSCATION MIGHT RESULT FROM A USERS USE OF THE SITE OR SERVICES.
LOANSSOS IS NOT LIABILE DIRECTLY OR INDIRECTLY TO ANY PARTY TO ANY TRANSACTION CONDUCTED THROUGH THE SITE FOR ANY SPECIAL, INDERECT OR CONSEQUENTIAL DAMAGES,
LOSS OF PROFITS, GOODWILL, REPUTATION OR OTHER INTANGIBLE LOSSES; DAMAGES RELEATING
TO ANY USE OF LOANSSOS OR ITS SERVICES; ANY HARM CAUSED TO THE HARDWARE USED TO ACCESS LOANSSOS; OR ANY USER CONTENT, INCLUDING CONTENT THAT MIGHT BELONG TO THIRD PARTIES.
Indemnification. You shall fully indemnify, defend and hold harmless LoansSOS, its principals, officers, directors, employees, independent contractors, agents, successors, assigns and licensees from any all suits, claims, demands, judgments, costs, liabilities and expenses (including but not limited to actual damages, punitive damages, consequential damages, special damages, fines and attorney fees) arising out of
- Your use of the Site;
- any User Information You provide;
- any resulting transaction;
- any dispute you might have in connection with the Site or any User thereof, for any reason; and
- any inconsistency, ambiguity or falsehood relating to any warranty, representation, covenant, term or condition made or agreed to herein.
Release and Covenant not to Sue. You expressly agree to release LoansSOS, its affiliates and subsidiaries, and their respective directors, officers, employees, agents, shareholders, partners, successor and assigns from any manner of action, claim or cause of action of suit, at law or in equity, and from any and all losses, damages, costs or expenses, including without limitation court costs and attorneys’ fees, which you may have against any of the above mentioned parties resulting from Your use of the Site or Services.